Dear Blog Reader,
Retirement isn't just a new stage in your life. It's also a new stage in your investing strategy. Virtually overnight, the income you earned from your work ceases and it's time to use your savings for your retired life.
But don't worry, as an investment adviser I know what to expect and how to plan for it.
Retirement is most likely a new experience for you, and you might not consider all of the financial complexities involved in managing your money in retirement and in today's environment. I promise to listen to you to build a plan that puts your needs first, always. I bring over forty years experience and Longhouse Wealth Management's powerful technology to work for you. I'll work to minimize your market risk and your investment expense levels, to create a plan to withstand market volatility.
You're still investing for growth, even when you're withdrawing money.
A lot of people underestimate the amount of time they'll be retired - which could last as long as 35, even 40 years. They may be too conservative with their investment decisions.
But the reality is that investing in retirement is similiar to investing for retirement with a few additions:
What, exactly, is a spending strategy?
A spending strategy is similiar to an investing strategy, but it incorporates how and when you'll withdraw money fro your portfolio in retirement. It should consider:
Market swings: Adjusted spending based on market volatility.
Tax strategies: Investing strategically to maximize after-tax returns.
Income for life: Combining all your sources of income, including your investments to assure you have the income you need throughout retirement.
You may stop working, but you won't stop spending. We can help you plan.
Retirement means different things to different people. But everyone needs money. Where that money comes from and how you use it can be the key to a successful retirement- however you define that for yourself. That's where I can help.
Ready to talk?
Give me a call at 760-516-7012 or send me a message.
We can talk about how I can help you get there. No obligation. No pressure.
Talk to you soon,
John